VIDEO: 3 ways to reduce credit card debt this holiday season

Finance experts offer tips on sticking to that budget this holiday season

1. Create and follow a holiday budget

Avoid making hasty decisions you’ll regret come January. You don’t need to buy a gift for everyone in your life. There are lots of fun holiday activities you can do without spending.

2. Stop credit card debt from snowballing

Avoid building bad credit, take out a personal loan to consolidate your debt. Personal loans are available at lower rates than payday loans, and they can help you stay on track financially during the holidays.

3. Ask Santa for things you need, not things you want

When people ask you what you want this holiday season, suggest items that you actually need. This will help you save money on essentials in the new year.

The Canadian Press

Like us on Facebook and follow us on Twitter.

Just Posted

North Island Royals finish strong

The Bantam AA North Island Royals baseball team, which recently concluded its… Continue reading

Qualicum Beach on path to ban plastic bags

Bylaw will get legal advice prior to third reading

RDN to improve ways to deal with bylaw disputes

New system being explored that will be more efficient and effective

Hotel, restaurant and multi-use residential complex proposed for Resort Drive

Parksville could soon see more rental units, some zoned for commercial use

Inside the music: step behind the curtain at the venerable Vancouver Island Music Festival

Big Read: VIMF in the Comox Valley exemplifies the spirit of an Island summer music festival

Update: Police probe Toronto shooting that killed 2, injured 12; suspected gunman dead

Paramedics said many of the victims in Danforth, including a child, were rushed to trauma centres

Feds looking at ways to tackle wave of gun violence in Toronto: Minister

Toronto mayor John Tory spoke to the press following a mass casualty event in Toronto.

Inquest set in death of RCMP’s spokesperson for Robert Dziekanski case

Former Mountie Pierre Lemaitre died of self-inflicted injuries in Abbotsford in 2013

Heat wave hits B.C.’s south coast

Temperatures expected to hit the mid-30s in some areas

Man charged in 2006 B.C. murder extradited to Canada from South Korea

28-year-old Jui-Kai Weng was charged with second-degree murder and attempted murder

Soaring temperatures, high winds could worsen fires in B.C.’s southern Interior

Environment Canada’s forecast for the next week in the southern Interior does not inspire confidence, with temperatures in the 30s and winds gusting over 40 kilometres per hour.

Iran dismisses Trump’s explosive threat to country’s leader

Trump tweeted late on Sunday that hostile threats from Iran could bring dire consequences.

Why do they do it? Coaches guide kids to wins, personal bests at the BC Games

Behind the 2,300 B.C. athletes are the 450 coaches who dedicate time to help train, compete

Government sets full-time salary range for Justin Trudeau’s nanny

At its top range, the order works out to a rate of $21.79 per hour, assuming a 40-hour work week

Most Read